There are a couple additional loan options for small business owners who are struggling right now: the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDL).
The PPP offers applicants funds in the form of loans that can be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities. (Expenses must be equal to loan amount for forgiveness.). Loan payments are also deferred for six months. All small businesses with 500 or fewer employees are eligible.
An EIDL loan can provide a small business an advance of up to $10,000 (which may not need to be repaid) and loans up to $2 million to provide vital economic support to small businesses experiencing the temporary loss of revenue.
For more information, please see these links:
Paycheck Protection Program (PPP)